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Financial Planning Service


Achieve your financial goals with our expert financial advisor in Mornington. Get personalised guidance and maximise your financial potential.

How do we work in Mornington, Australia?

Step 1: Book an Initial Meeting

To ensure that each client receives our undivided attention, we ask that you book an appointment with us. As professionals with expertise in the field, we have a high demand for our services. Scheduling a meeting will help us avoid any scheduling conflicts and allow us to dedicate the necessary time to understand your unique financial situation.

Step 2: Personalised Financial Advice

We believe in providing tailored financial advice that suits your specific circumstances. Before offering any recommendations, we take the time to study your income, spending habits, and overall financial status. This comprehensive understanding allows us to develop customised plans and strategies that align with your goals and aspirations. We recognise that what works for one person may not work for another, so we avoid generalising our advice.

Step 3: Putting the Plan in Action and Empowering You

Once we have formulated a financial plan that suits your needs, we promptly put it into action. We understand the importance of taking action swiftly to maximise the benefits of the plan. During this phase, we keep you fully informed and involved. We want you to have a clear understanding of how your money is being directed, ensuring that you remain in control of your financial journey. While we serve as guides, you have the ultimate say in achieving your financial goals.

We are dedicated to provide timely service and quality whilst adapting with the times to offer our clients innovative solutions.

    Our Areas of Expertise


    Retirement Savings

    If you're planning to save for retirement, we are here to assist you every step of the way. Our team can help you navigate the complexities of managing your superannuation and improving your retirement savings. By making use of our expertise, you won't have to rely solely on the Age Pension to sustain your lifestyle in retirement.


    Investment Strategies

    Wealthy individuals understand the importance of investing their money to generate more wealth. We can assist you in making sound investment decisions by guiding you towards profitable investment portfolios. We are well aware of the risks involved, and it is through our experience and expertise that we navigate these risks on your behalf. Entrusting your money to professional financial planners like us ensures the safety and growth of your investments.



    Many people struggle financially because they lack a budgeting plan. As part of our financial planning services, we can help you create a budget that aligns with your income. By implementing a well-designed budget, you can save and invest wisely, rather than squandering your earnings. We will guide you in establishing a budget that allows you to achieve your financial goals while still enjoying your present lifestyle.

    When working with us in Mornington, Australia, you can expect a personalised approach to financial planning. From retirement savings to budgeting and investment strategies, our services cater to your unique needs. Contact us today to book an initial meeting and embark on a successful financial journey.

    Strategic Wealth Management

    Services in Mornington

    At Future Needs, we offer strategic wealth management services designed to help individuals and families in Mornington achieve their financial goals. Our experienced team of wealth managers understands the unique needs and aspirations of our clients, and we work closely with them to develop personalised wealth management strategies.

    From investment planning to risk management, we take a comprehensive approach to wealth management. Our team conducts thorough analysis and research to identify suitable investment opportunities and build diversified portfolios. We continuously monitor and adjust these portfolios to align with our clients’ changing financial circumstances and market conditions.

    Additionally, we provide ongoing financial guidance and advice to help our clients make informed decisions. We strive to optimise returns, minimise risks, and create long-term value for our clients. Whether you are planning for retirement, funding your children’s education, or growing your wealth, our strategic wealth management services can help you navigate the complexities of the financial landscape and achieve your financial objectives.

    Financial goal planning

    Cash flow management

    Risk assessment strategy

    Investment portfolio optimisation

    Estate Planning and Wealth Preservation in Mornington

    At Future Needs, we recognise the importance of preserving your wealth and ensuring its seamless transfer to future generations. Our estate planning services in Mornington are designed to help you create a comprehensive plan that aligns with your values and protects your assets.

    Our team of experienced estate planners will work closely with you to understand your unique circumstances and goals. We will assist you in developing a tailored estate plan that includes wills, trusts, powers of attorney, and other essential documents. Our goal is to minimise tax liabilities, protect your assets from potential risks, and ensure that your wealth is distributed according to your wishes.

    We understand that estate planning can be complex and sensitive, which is why we provide a personalised and empathetic approach. Our team will guide you through the process, addressing any concerns or questions you may have along the way. With our estate planning services, you can have peace of mind knowing that your wealth will be preserved and passed on to future generations in a smooth and efficient manner.

    Top Melbourne Financial Planning Services

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    We are dedicated to provide timely service and quality whilst adapting with the times to offer our clients innovative solutions.


    Financial planning services in Mornington can be invaluable during major life transitions, such as marriage, divorce, starting a family, or retirement. Our experienced financial planners can provide guidance on budgeting, investment strategies, risk management, and estate planning to ensure your financial stability and security during these significant changes.

    Tax planning is a crucial aspect of financial planning services in Mornington. Our team of experts will assess your financial situation, identify potential tax-saving opportunities, and develop strategies to optimise your tax liabilities. By minimising your tax burden, you can maximise your savings, investments, and overall financial well-being.

    Financial planning services in Mornington can help you effectively manage and reduce your debt. Our financial planners will assess your current debt situation, analyse your cash flow, and develop a customised plan to tackle your debts strategically. They can provide guidance on budgeting, debt consolidation, repayment strategies, and negotiation with creditors, enabling you to regain control of your finances and work towards becoming debt-free.